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Provides counseling and support throughout the home buying process. Homebuyer/Home Purchase Counseling More information: - Offers post-purchase programs, default and foreclosure help, and referrals for landlord/tenant issues - Rental, budget, debt, and credit counseling available

Provides assistance with buying a home, avoiding foreclosure, and managing credit. Housing Counseling

Offers legal assistance with civil issues, such as custody, divorce, life planning (will, power of attorney, advance medical directive), criminal record expungement, foreclosure, consumer debt, bankruptcy, and landlord/tenant. Legal Services More information: - Provides representation in court, legal advice, and document preparation for qualifying clients - Same day representation available for tenants in rent court - Research, counseling, preparation, and filing of petitions for criminal record expungement offered - Holds weekly family law clinics - Holds monthly elder law clinics and debtor assistance clinics

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information: - Offers monthly seminars for first-time home buyers

Provides homeownership counseling and workshops for low- and moderate-income households. Money Management More information: - Assists with home ownership, credit, default and foreclosure, and reverse mortgages

Offers various services and workshops related to housing. Housing Counseling More information: - Includes personal financial counseling and education on fair housing rights - Rental and credit counseling available - Provides programs for first-time homebuyers and services for individuals experiencing homelessness

Matches income-eligible residents with volunteer attorneys for free legal representation. Legal Representation More information: - Available for cases related to adoption, bankruptcy, contract disputes, divorce, custody, and more - Provides brief legal advice for consumers who have been sued by creditors - Tax sale prevention clinics available by phone appointment

Helps individuals who are at risk of losing their homes due to financial issues. Housing Assistance

Offers home buying and money management counseling. Housing Counseling and Financial Management More information: - May be able to assist with home buying closing costs - Holds classes on buying and keeping a home; registration is available online

Provides advice on bankruptcy assistance, mortgage delinquency counseling, and foreclosure prevention. Housing Assistance

Offers counseling and education on homeownership and foreclosure prevention. Money Management More information: - Provides referrals and information on home-buying resources such as closing costs, down payment grants, loans, and programs

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information: - Offers monthly seminars for first-time home buyers

Provides counseling and intervention to help prevent foreclosure. Housing Counseling Services

Provides debt management and financial counseling services related to student loans, credit, rent, homeownership, foreclosure and eviction prevention, bankruptcy, and reverse mortgage. Money Management More information: - Counselors work with creditors to develop a plan to pay down debt - Offers workshops on money management, identity theft, credit reporting, and homeownership

Offers financial education; credit, housing, and bankruptcy counseling; and debt management services. Financial Education

Offers education and counseling for individuals who want to buy a home. Homebuyer/Home Purchase Counseling More information: - Counseling is also available to help with foreclosure prevention, finances, and credit

Provides financial education resources for current and future homeowners. Financial Education and Counseling

Offers financial and housing counseling to home buyers in Baltimore City. Housing Assistance More information: - Includes counseling on reverse mortgages, foreclosure prevention, and legal issues - Provides access to incentive programs

Provides eligible residents with housing and education programs. Housing Assistance More information: - Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention - Offers assistance with landlord/ tenant issues and eviction

Works with lenders to negotiate loan modifications and/or repayment plans on behalf of homeowners to prevent foreclosures. Housing Assistance

Helps individuals manage debt and improve personal finances by negotiating better repayment terms with creditors. Financial Management and Budget Counseling More information: - Includes assistance with credit cards, past utility and cell phone accounts, and medical debt

Provides eligible residents with housing and education programs. Housing Assistance More information: - Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention - Offers assistance with landlord/ tenant issues and eviction

Offers legal assistance with civil issues, such as custody, divorce, life planning (will, power of attorney, advance medical directive), criminal record expungement, foreclosure, consumer debt, bankruptcy, and landlord/tenant. Legal Services More information: - Provides representation in court, legal advice, and document preparation for qualifying clients - Same day representation available for tenants in rent court - Research, counseling, preparation, and filing of petitions for criminal record expungement offered - Holds weekly family law clinics - Holds monthly elder law clinics and debtor assistance clinics

Provides financial counseling and advice for homeowners who are behind on their mortgage payments or facing foreclosure. Foreclosure Prevention ?More information: - Offers resources for specific situations, such as loss of job or health crisis - Referrals to local agencies are available for refinancing, loans, or down payment assistance