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First Time Home Owner Program, Garrett County Community Action Committee

Offers counseling and training services to help low- and moderate-income families to obtain a home. Housing Counseling

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Housing Authority of St. Mary's County

Offers various housing repair, loan, and subsidy programs for income-eligible residents. Housing Assistance More information: - Includes assistance programs for purchase, down payment, and closing costs - Provides homeownership counseling, information on fair housing laws, and advocacy services - Essential Home Repair Program provides low-interest loans for necessary home repairs - Settlement Expense Loan Program offers limited funds to help with settlement cost - Rental Allowance Program is a 12-month rental assistance program - Housing Choice Voucher assists with renting or buying a home in the private market - Maryland Special Loans Program/ HELP provides low-interest loans for property repair - Patuxent Woods Townhomes offers townhouses for rent

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Housing Counseling and Financial Management, Home Partnership

Offers home buying and money management counseling. Housing Counseling and Financial Management More information: - May be able to assist with home buying closing costs - Holds classes on buying and keeping a home; registration is available online

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Howard County Department of Housing and Community Development, Home Ownership

Provides programs to help individuals find and purchase housing property. Housing Counseling and Loans More information: - Includes pre-purchase guidance and loans to cover closing costs and home repair - Oversees a zoning program that keeps homes affordable for eligible families

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SHORE UP, Housing & Community Development

Offers subsidized apartments and housing counseling to income-eligible individuals and families. Housing Services

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Housing Authority of the City of Frederick

Provides housing, information, and related assistance to low-income individuals and families. Housing Assistance More information: - Includes emergency financial assistance and long-term rental assistance - Manages and rents public housing units throughout the County; accepts applications on Tuesdays - Housing Choice Voucher assists with renting or buying a home in the private market - Housing Opportunities for Persons with HIV/Aide offers support to families affected by AIDS/HIV - Financial coaching available

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Diversified Housing Development, Assistance for Homebuyers

Helps people who want to buy a home for the first time get the money needed to close the deal and make a down payment. Homebuyer/Home Purchase Counseling More information: - Provides education and advice about loan programs in Baltimore County

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